Most employees are covered by workers' compensation, but depending on your state or occupation, you may not be. To learn more about who is covered by workers' compensation, read below:
No. Most workers are covered, but not all. Workers' compensation coverage varies by state and by occupation. For example, some states exempt certain categories of workers, such as agricultural employees, seasonal employees, domestic employees, and independent contractors, from their workers' compensation systems. Other states require coverage only if an employer employs a minimum number of employees. To determine whether you are entitled to workers' compensation benefits, you should contact an experienced workers' compensation attorney in your area.
The Federal Employment Compensation Act (FECA) provides workers compensation for all non-military, federal employees. Keep in mind that if you are not covered by workers' compensation, you may be able to bring a civil claim against your employer or a third party.
2. I am an independent contractor that was injured on a worksite. Can I receive workers' compensation benefits?
Maybe. Some states exempt independent contractors from workers' compensation. You should contact an experienced workers' compensation attorney in your area to determine whether you can receive workers' compensation in your state.